Start Smart Money · by Kish Talks Credit
Life after bankruptcy starts here.
Practical financial recovery plans, credit rebuilding guidance, and ongoing support designed for people ready to move forward.
Rebuild after your discharge
A realistic money plan, credit rebuilding roadmap, and accountability coaching — shame-free.
A trusted resource for your clients after bankruptcy
For attorneys, lenders, credit unions, coaches, and realtors working with credit-challenged clients.
Built in partnership with industry leaders in lending, law and real estate
Kish Townsend · Founder
REAL Help.
REAL Solutions.
REAL People
Who Understand.
The Psychology of the Spend: Why we hide from our bank statements
Financial wellness isn't just about math — it's about the stories we tell ourselves. This week we walk through a shame-free way to audit your lifestyle and start fresh.
Read the full editorialHow we work together
Post-Bankruptcy Money Plan
Build a spending plan, establish emergency savings, manage monthly obligations, and reduce financial stress.
Credit Rebuilding Roadmap
Understand your credit reports, re-establish positive payment history, use credit responsibly, and track progress.
Accountability Coaching
Stay on track, build durable financial habits, and avoid repeating past mistakes with regular check-ins.
Watch on YouTube
From credit card hacks to bankruptcy recovery, join thousands of viewers learning to master their money on the Kish Talks Credit channel.
youtube.com/@kishtalkscredit
Referral Partners
A trusted resource for clients after bankruptcy.
Start Smart Money helps discharged clients create a realistic budget, rebuild credit, develop healthy financial habits, and prepare for future goals — so attorneys, lenders, credit unions, coaches, and realtors have a trusted next step to refer clients to.
Bankruptcy Attorneys
Your work doesn't end at discharge — and neither does your client's need for guidance. Offer a trusted post-bankruptcy recovery plan beyond the filing.
Lenders & Loan Officers
When a loan application is declined, we help clients become financially stronger and future-loan ready through structured credit rebuilding.
Realtors & Credit Unions
Turn credit-challenged buyers and members into closed deals with a 6–12 month mortgage-ready plan.
Financial Coaches
Co-branded tools, referral commissions, and partnership discounts for clients recovering after bankruptcy.